Enabling Defi
UTU trust paves the way to remove some of the burdens of over-collateralization and trustless-ness in the DeFi space. UTU’s trust infrastructure through the use of machine learning, social graphs and oracles can add a layer of trust that allows lenders and borrowers to get a better sense of which marketplace or service provider is contextually most trustworthy for them.
UTU Trust Portal: Recommendations on third party oracles, DAPPs & Exchanges
UTU’s trust portal will act as a website application where users will endorse third-party oracles, DAPPs, or exchanges as trustworthy (or not), and other users can review such endorsements from users they trust. Specifically, the portal will enable lenders to decide which oracles and borrowers they trust to which degree, and therefore what amount of collateral and interest rate to require. In other words, this establishes a fully decentralized P2P reputation mechanism for creditworthiness. Endorsement data is also managed 100% on-chain and therefore is in itself trustless.
UTU Trust Oracles: Infrastructure to add an additional layer of a creditworthiness check to reduce over collateralization
A trust layer: UTU’s trust oracles can be used to assess a borrower’s creditworthiness, therefore removing the need for over-collateralization. The oracles access off-chain data through social media channels and other required data sources which UTU’s core algorithm then uses to determine the borrower’s creditworthiness and provide a recommendation.


Easy Integration with UTU
Our solution to solving the trust problem was to develop the UTU Trust Infrastructure as a Service (TIaaS), consisting of UTU’s proprietary Trust-API and UTU’s Trust Oracles that delivers our trusted recommendation engine and accesses users’ off-chain data securely.
The UTU TIaaS can easily be integrated into any application through our SDK and API ToolKit for Web and Mobile applications, allowing users to view UTU’s trusted recommendations for the relevant product/service. UTU’s Dev-team will also assist in integrating trust oracles and support the implementation process until deployment.
Why Back UTU?
UTU Videos
Tokenizing trust
Watch our CEO, talk about tokenizing trust at Æternity Ventures Starfleet Demo Day in 2018.
Modeling Trust through AI/ML
Watch our CTO Dr. Bastian present UTU’s AI/ML architectures at the World AI Show in Nairobi, 2019.
A home for AI & Blockchain in Nairobi
UTU House, a shared space for the AI and Blockchain communities in Nairobi. #NairobiAI
UTU First Principles
Roadmap
- Conduct Token Sale
- List UTU on an exchange
- Release MVP of web application for the UTU Trust Portal for DeFi
- Initialise research projects on decentralized trust with UKRI Trustworthy Autonomous Systems (TAS)
- Prototype and implement auction/conversion mechanisms
- Release MVP of UTU DeFi Oracle with pilot partners
- Release MVP for the governance protocol
- Evaluation and adaptation of tokenomic parameters based on simulations and tests
- Release MVPs of remaining components and products
- First results from research projects with TAS
- Extend support of UTU Credit Trust oracle for more sectors
- Upgrading all apps and smart contracts based on usage and feedback
- Incorporate results from research projects with TAS
- Integrations with more 3rd party services in more sectors
- Trustless governance protocol release
- Prepare the first draft of publications with TAS
- Evaluation and adaptation of tokenomic parameters based on research and more tests
- Release of all major remaining components
- Integrations with more 3rd party services in more sectors
- Continuous improvements of smart contracts and applications based on learnings
- Initialize follow-up research projects
Team

Jason Eisen

Ronald Mahondo

Dr. Bastian Blankenburg

Dr. Alex Mwai

Brian Muhia

Veer Singh
Driving greater trust for digital transactions with personalized, contextualized recommendations for trusted service providers.